Merchant Card Solutions

12/30/2025

Merchant Card Solutions (The Credit Card Lady) will be closed Wednesday, December 31st & Thursday, January 1st in celebration of the New Year holiday. Regular business hours will resume on Friday, January 2nd and we will be opened from 9am-4pm.

If you encounter an urgent issue during this time, please contact Customer Support using the phone number listed on your terminal or processing statement.

We are sincerely grateful for your continued trust in us for your card processing needs and look forward to working with you into the 2026 New Year!

**As a reminder: due to the federal holiday, bank funding times will be delayed.

12/23/2025

The Credit Card Lady will be closed on Wednesday & Thursday December 24th and 25th in observance of the Christmas holiday. We will resume regular business hours on Friday, December 26th.

For urgent issues during this time, please reach out to Customer Support using the number provided on your terminal or processing statement.

Wishing all our clients and their families a joyful and very Merry Christmas!

12/22/2025

Christmas party , pajama day , have the boss make lunch day and gift exchange … whewww! We made it with a few service calls in-between , some coughs and sniffles in but it was totally out of the office, enjoy the day kinda at the bosses house day ! Maybe sneak in a nap !

12/06/2025

OWN A CBD V**E SHOP?

📣 📣 📣 📣

🛑 ✋ 🛑 ✋

👁️ HOT OF THE PRESS‼️‼️‼️‼️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️

Welcome to December and I hope that all of you had a great Thanksgiving!

Announcement shared from our CEO -

“ Almost every significant piece of federal legislation contains unrelated add-ons that are included to ensure that bill supporters obtain their necessary number of votes. The recently passed spending bill, which ended the government shutdown, is no exception and this time around, a new tucked away measure could spell disaster for the affiliated CBD marketplace and is already causing disruptions across our industry.

H**p, which is a derivative of the cannabis plant, was legalized in the 2018 Federal Farm Bill and intended to be used for purposes such as rope and textiles. However, the law's broad definition created a loophole on THC, the psychoactive compound that has fueled the rapid expansion of cannabidiol (CBD) products such as gummies, drinks, and vapes.

However, the new legislation creates a federal ban on any product containing more than 0.4 milligrams of THC per container. According to industry executives quoted in a recent Wall Street Journal article, that threshold would wipe out nearly 95% of the $28B retail h**p market. Jonathan Miller, the General Counsel for the U.S. H**p Council recently stated that "We have lost the battle this time. In effect, this is an all out, complete ban on h**p products in the United States."

The h**p restrictions go into effect in November of 2026 and the new statute requires that the FDA create guidance and official compliance rules by February 10th. Much will be officially decided over the coming months but sponsor banks across our industry, many of which were already leery of CBD products, are re-evaluating their approach. While we have not yet heard of any official changes from the sponsor banks we work with, I've heard from multiple other ISOs about forced closures of CBD related MIDs with little advance notice. As we all know, sponsor banks tend to be risk averse and have no interest in pushing the envelope or playing in the gray space of federal regulations.…”


**ESHOPS

11/26/2025

This Thanksgiving, we’re especially thankful for our clients, partners, and team. Your trust and collaboration make our work meaningful every day. Wishing you a warm, safe, and joyful holiday.

Please note that our office will be closed starting November 27 for the holiday and will reopen on December 1. Should you experience an urgent issue, you can reach help by calling the customer support number on your processing statement or located on the side of your terminal.

11/11/2025

In honor of Veterans Day 🙏

10/30/2025

Martinis by the fire, Halloween spirit's alive. Happy Halloween Week 🕷️🔥

10/21/2025

🚨 21 Days Into the Government Shutdown 🚨

Here we are… day 21 of the federal government shutdown, and unfortunately, there’s still no end in sight. One area being hit especially hard? The Small Business Administration (SBA) — which means thousands of small business owners are feeling the squeeze.

Normally, the SBA approves around 500 new loans every business day, but during the shutdown, everything’s on pause. That means tens of thousands of businesses that were counting on those funds to grow, pay expenses, or expand are now stuck waiting.

The good news? There are alternatives! We’ve seen a big increase in interest in our merchant lending programs lately. While they’re not quite as low-cost as SBA loans, they are much faster — and lenders are funding at record levels this quarter to help bridge the gap.

If you’ve been waiting on an SBA loan or just need a faster solution to keep your business moving, now’s the time to explore your options.

💬 I’m here to help walk you through the process and find the best fit for your business — just reach out and let’s talk!

— Mary “The Credit Card Lady” Hogue 💳

Pm or call 325.437.0048

09/25/2025

THE BEST IN THE BUSINESS!! https://www.facebook.com/share/p/1Ba5Ut8dRK/?mibextid=wwXIfrN

09/24/2025

🎤 📣 📣 📣 📣

MARK YOUR CALENDARS !!!

https://www.facebook.com/share/p/1FbeqCcnyz/?mibextid=wwXIfrn

WE ARE SO EXCITED TO ANNOUNCE THAT WE ARE HAVING

“SHIFTING YOUR BUSINESS INTO HIGH GEAR AFTERPARTY”

Following OCTOBER 16 THUR night practice SOUTHERN CHALLENGE OCT 17&18

Thanks to the hard work of Mea's Photography by Meaghan Hanneman and DannyandMary Hogue
And these GREAT SPONSORS!
Danny's Auto Clinic
Merchant Card Solutions (The Credit Card Lady)
CEP Transport
The Muffler Shoppe
Jimmy G Landscaping
Armament Shield
PayCompass
And SMOKIN BONES

09/21/2025

📢 Business Owners in Abilene — Let’s Talk MONEY!

Next Tuesday, September 23rd at 9:00 a.m., I, The Credit Card Lady, will be presenting a brief but powerful session on Merchant Processing Services.

We’ll be breaking down:
✅ Credit card processing fees
✅ The application process
✅ Available programs
✅ And so much more about saving your business money!

If you are a business owner, bookkeeper, commercial insurance agent, or opening a new business—or if you know someone who could benefit—please share this invitation with them.

📍 Time & Place
Tuesday, September 23rd at 9:00 a.m.
West Texas Rehab
4756 Hartford Street
Abilene, Texas

09/10/2025

In Memory of 9/11, keep this candle burning to honor all the people who lost their lives. We will never forget you!
❤️🇺🇸🕯️🥹