The Credit Card Guy

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The Credit Card Guy Providing Merchants with the Best in Payment Processing Technologies and Business Solutions. EMV Terminals, ATMs, The latest in Point Of Sale technologies.

We are a full service merchant services processing partner office with multiple solutions and sources to offer our clientele everything from ONLINE, RETAIL, RESTAURANT, GATEWAYS, MOBILE AND TABLET PROCESSING WITH ATM solutions. Now offering web design services, Logo, and social media programs 2nd to none. If your a service Business like Auto, Dental, Furniture and need more ways to finance the purchase then give us a call. We now can get financing where other lenders cant.

11/09/2026

Hey Manhattan Beach business friends — quick question: do you know what you're actually paying every time a card runs through your terminal?

I just wrote about it, because your average tickets are some of the highest in the South Bay, and a flat percentage rate takes its biggest bite out of exactly those tickets. A restaurant doing strong volume at a blended 3%+ can be handing its processor the cost of a part-time employee every month.

Send me your statement and I'll go through it line by line — free, 10 minutes, no pressure. Call me: (888) 641-8910.

https://www.thecreditcardguy.com/blog/manhattan-beach-processing-costs

11/05/2026

Real talk for my restaurant and small business friends: if you need money to grow, the bank is probably the last place you should look.

I just wrote about inKind Capital — it's funding, not a loan. No fixed payments, no personal guarantee, and you pay it back as a small share of your revenue. Slow month? You pay less. That's how it should work.

Give it a read and let me know what you think — and if your business needs capital, call me and we'll talk it through straight: (888) 641-8910.

https://www.thecreditcardguy.com/blog/inkind-capital-get-funded-not-loaned

11/04/2026
11/02/2026

SAVE BIG THIS THANKSGIVING. We are giving away FREE TERMINALS AND POS equipment programs with GUARANTEED monthly savings. SIGN UP Now! NO CONTRACTS, 24/7 SUPPORT

11/02/2026

Quick heads-up for my local business friends: if a rep ever offers you a "free" terminal, ask one question first — am I leasing this?

I just wrote about the terminal lease trap, because I still see owners paying thousands over a few years for a box worth a few hundred — and not even owning it at the end. With me, the smart terminal comes included with service. No lease, no rental fee, no games.

Give it a read, and if you want me to look at your statement line by line (free, 10 minutes), just call me: (888) 641-8910.

https://www.thecreditcardguy.com/blog/free-terminal-vs-lease-trap

11/01/2026

GET OUR MANY GHOULISH OFFERS WHILE SUPPLIES LAST.

11/01/2026

Sand bags will continue to be available while supplies last at our Public Works Yard! All the details on the flyer.

10/30/2026

Per merchant notices, North (American Bancard) raised rates — again. Monthly-discount merchants got hit Oct 1: +0.25% on tiered pricing, +0.03–0.15% on interchange-plus, plus five new fees — including a $249 annual regulatory fee, up from $169 two years ago. Daily-discount merchants get the same increase Nov 1. And merchants hit in April AND October got two raises in six months. Full breakdown, with dates and sources: https://www.thecreditcardguy.com/blog/processor-rate-increases-2026 And if you want to know what YOU'RE paying — send me your statement. Free 10-minute line-by-line audit. Stop overpaying.

Address

222 N. Pacific Coast Highway
El Segundo, CA
90245

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

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