http://www.BarandRestaurantInsurance.com/

Bar & Restaurant Insurance, 7010 E Chauncey Lane, Ste 230, Phoenix, AZ (2026)

06/04/2026

Rising costs, new lease requirements, evolving liquor liability exposures, and increased underwriting scrutiny are creating new challenges for hospitality operators across the country.

In this month's Hospitality Industry Update, I share what we're seeing in the market, why every new lease should be reviewed before signing, how your website and social media may be impacting your insurability, and what we're doing to advocate for operators when it comes to liquor liability legislation.

Plus, an update on my new book, Risky Business.

Check out the May Hospitality Industry update here/link in bio.
https://barandrestaurantinsurance.com/insurance-blog/rising-costs-lease-requirements-risk-management-may-2026-hospitality-industry-update

As always, here to Connect & Protect.

06/03/2026

Employment Practices Liability coverage can get confusing fast, especially when it comes to 3rd party claims.

If you own or operate a restaurant, bar, or hospitality business, it’s important to understand what your policy actually covers and where gaps could exist.

A quick conversation now could save you a major headache later.

Give us a call at 480.776.6981 and let’s review your coverage together.

06/02/2026

Hospitality is nonstop. Long hours, high pressure, constant movement.

That’s why Healing Hospitality exists — to create space for the people behind the industry to slow down, reset, and take care of themselves too.

Join us Monday, June 15th for our next complimentary Healing Hospitality Sound Bath hosted at Shanti Sound in Scottsdale.

No experience needed. Just come as you are.

Whether you work in restaurants, bars, nightlife, hotels, events, or hospitality support, this evening is for you.

Thank you to everyone who continues to support this growing community and the wellness of the hospitality industry. ❤️

To RSVP or learn more, visit https://gethealinghospitality.com/events.

06/01/2026

💼 What do mortgages and Italian ice have in common? More than you'd think.

On this week’s On The Delo, Delo sits down with Jeremiah — Air Force veteran, 20-year mortgage broker, and multi-unit Jeremiah’s Italian Ice franchisee — to talk about why systems are the difference between scaling a business and watching it fall apart.

From waking up at 4:35 AM and building high-trust teams to understanding the day-to-day before signing any franchise agreement, this episode dives into the systems mindset required to run multiple businesses without sacrificing your health, culture, or sanity.

If you’ve ever felt stuck in chaos, buried in operations, or stretched across too many priorities, this conversation is packed with grounded, real-world perspective you can actually apply.

🎧 Tune in to EP214 now.
https://barandrestaurantinsurance.com/insurance-blog/why-autopilot-culture-kills-business-building-a-systems-mindset-with-jeremiah-ep-214

05/28/2026

200+ episodes.
200+ conversations.
And one thing continues to stand out every single time — the people behind the businesses are the real story. 🎙️

Over the past 200+ episodes of On The Delo, we’ve had the chance to sit down with some of Arizona’s most respected operators, entrepreneurs, creators, industry leaders, and personalities to talk about what it really takes to build something meaningful.

The wins. The setbacks. The risks. The lessons. The moments nobody sees behind the scenes.

From hospitality and business to music, community, leadership, and personal growth, this show has become a platform for honest conversations and real insight from people who are out there doing the work every day.

Huge thank you to every guest who’s stepped behind the mic and every listener who’s watched, listened, shared an episode, or supported the journey along the way.

We appreciate all of you more than you know.

And trust us… we’re just getting started. 👊

🎧 Watch & Listen:
YouTube: On The Delo YouTube Channel

Spotify: On The Delo on Spotify

What’s been your favorite episode so far? 👀

05/27/2026

What’s on your website and social media matters more than most operators realize. 💻

In this clip, Delo breaks down how the way you market your business online can impact insurance underwriting, risk perception, and ultimately your rates.

From promoting late-night environments to advertising high-risk activities, the content tied to your brand can influence how carriers evaluate your operation.

⚠️ It’s a reminder that marketing, operations, and insurance all connect.

Want to make sure your business is properly protected? Give us a call at 480.776.6981 to review your coverage.

05/26/2026

There are risks in hospitality that most people never see coming… until it’s too late.

Fights. Fires. Over-serving claims. Slip-and-falls. Employee mistakes. Lawsuits. One bad night can change everything for a business owner.

That’s exactly why David “Delo” DeLorenzo wrote RISKY BUSINESS: The Arizona Liquor Liability & Insurance Survival Guide for Bar & Restaurant Owners.

Built from real claims, real stories, and real experience working inside Arizona’s hospitality industry, this book is designed to help operators better understand the exposures that come with running a bar or restaurant — and how to protect what they’ve built.

Whether you own a neighborhood bar, restaurant, nightclub, brewery, or hospitality venue, this is information every operator should know.

Because protecting your business starts with understanding the risks behind it.

Want to grab a copy in person? Reach out to Delo — or snag your copy on Amazon today. https://barandrestaurantinsurance.com/risky-business

05/25/2026

Before the 13 locations… before the lines out the door… before ATL Wings became one of Arizona’s favorite wing spots… there was day two.

Cianna and Mike had gone home exhausted after opening their first location, planning to spend the next day just cleaning and regrouping. But when they showed up, there was already a line wrapped around the building waiting for wings.

The only problem? The restaurant wasn’t ready.

So the customers jumped in.

People started washing dishes. Taking out trash. Helping clean the restaurant just so ATL could open the doors that day. ❤️

That moment says everything.

On EP 213 of On The Delo, Cianna & Mike share how ATL Wings grew from struggle, faith, and a simple mission rooted in “All The Luv” — building something real, scalable, and sustainable.

🎧 Catch the full episode now and hear the ATL Wings story. https://barandrestaurantinsurance.com/insurance-blog/started-from-the-bottom-building-atl-wings-with-cianna-mike-ep-213

05/22/2026

What matters most when it comes to insurance?

Not just coverage. Not just policies. Relationships.

And that’s what you get with Bar & Restaurant Insurance — trust, understanding, and showing up for the people behind the business.

Give Delo a call at 480.776.6981 or email [email protected] if you're ready to connect.

05/21/2026

We’re back with Part 2.

In hospitality, the line isn’t always clear—but your responsibility is.

When it comes to identifying an “obviously intoxicated” guest, it often comes down to what you can see, hear, and smell in real time. Slurred speech. Unsteady movement. Changes in behavior. The cues are there—but it’s up to your team to recognize and act on them.

That’s where training, communication, and consistency matter most.

Because these decisions don’t just impact the moment—they can carry real consequences for your staff, your guests, and your business.

There’s no perfect formula. But there is awareness, accountability, and preparation.

📲 Missed Part 1? Go back and watch it—and catch the full panel for deeper insight:
https://barandrestaurantinsurance.com/insurance-blog/arizona-liquor-liability-panel-replay-laws-risks-real-world-bar-mistakes

05/20/2026

In hospitality, some of the biggest liability decisions happen in real time — and often in gray areas.

The phrase “obviously intoxicated” gets used often in liquor liability conversations, but in practice, there’s rarely a one-size-fits-all definition. Every operator, bartender, manager, and security professional has likely faced moments where they’ve had to make a judgment call on the spot.

For this our recent liquor liability panel, we asked industry professionals a simple question:

What is your personal definition of “obviously intoxicated”?

The answers sparked honest conversations around guest behavior, responsibility, risk exposure, and the realities of operating in hospitality today.

📲 Check out Part 1 today and stay tuned for Part 2 tomorrow.

🎥 Catch the full liquor liability panel replay at the link below.
https://barandrestaurantinsurance.com/insurance-blog/arizona-liquor-liability-panel-replay-laws-risks-real-world-bar-mistakes

05/19/2026

If you’re in Arizona hospitality, you’ve probably heard the name ALBA (Arizona Licensed Beverage Association), but what do they actually do?

In this clip from the ALBA panel episode of On The Delo, the conversation breaks down who the Arizona Licensed Beverage Association is and the role they play within Arizona hospitality.

From advocating for liquor license holders to staying involved in industry legislation and operator education, ALBA continues to be an important voice for bars, restaurants, and hospitality professionals across the state.

📲 Watch episode 200 of On The Delo to learn even more about ALBA and what they do -
https://bit.ly/4b1npf9

05/18/2026

Behind almost every flight, hospital tray, and “mystery bread basket” is a quiet bakery making it all happen. 🍞

In EP212 of On The Delo, Rudy and his son Thomas share how Strictly From Scratch became the go‑to, 31‑year bakery engine for airlines, hospitals, hotels, and big‑box retailers—while staying below the radar.

🎧Listen now for a real look at behind‑the‑scenes hospitality, family legacy, and what it means to just keep showing up.
https://barandrestaurantinsurance.com/insurance-blog/the-biggest-company-nobodys-heard-of-strictly-from-scratch-with-rudy-thomas-ep212

05/15/2026

Respect in this industry is earned. And it shows.

Working with someone who truly understands hospitality, communicates clearly, and consistently shows up makes all the difference as you grow.

At Bar & Restaurant Insurance, it’s about building long-term relationships and supporting operators at every stage, whether it’s your first concept or your fourth.

If you’re expanding, evolving, or just want a better partner in your corner, let’s start the conversation.

480.776.6981
[email protected]

05/14/2026

Trust isn’t something we ever take for granted—especially in this industry.

To every bar and restaurant owner who has chosen to work with us, thank you. You’ve built something meaningful, and it’s not lost on us what it means to be trusted to help protect it.

B&R has always been about more than policies—it’s about relationships, conversations, and being there when it counts.

We’re grateful to be in your corner.

If you ever want to review your coverage or talk through anything, we’re always here.

📞 480.776.6981
📧 [email protected]

05/13/2026

Contractors are part of the business—but they can quietly impact your workers’ comp costs if you’re not careful.

Bringing in DJs, security, cleaners, or even marketing support? If they don’t carry their own coverage, their risk could fall on you, and show up during your audit.

We see it all the time:
• Missing Certificates of Insurance
• Incomplete payment tracking
• Wages getting pulled into the wrong classification

The result? Higher premiums and unexpected surprises.

The good news—this is fixable with the right systems in place.

We broke it all down in our latest blog so you know exactly what to track, what to ask for, and how to protect your business.
👉 Read more on our website - https://bit.ly/4nrTEZH

Or reach out directly if you want a second set of eyes on your setup:
📞 480.776.6981
📧 [email protected]

05/12/2026

check out a great story from a great man on the DELO.

05/11/2026

Most people think “going out on your own” starts with a big leap.
In reality, it starts years earlier.

In EP211 of On The Delo, Ted Golden breaks down what 25 years working hard in the industry actually built for him—real relationships, real trust, and a reputation that made launching AZ Locale Brewing possible before it even had a name.

This episode is about:
• Selling with integrity (and why people can feel the difference)
• Building relationships before you need them
• Creating a brand that actually reflects who you are
• Knowing when you’ve earned the right to make your move

If you’re in sales, hospitality, or thinking about building something of your own—this is the blueprint most people skip.

🎧 Tune in to Episode 211 now!
https://barandrestaurantinsurance.com/insurance-blog/betting-on-yourself-after-25-years-ted-golden-and-az-locale-brewing-ep211

05/08/2026

You made it through peak season—now it’s time to take care of yourself.

In Arizona, May and June are the perfect time to begin regrouping, grounding, and resetting your nervous system.

Join us for upcoming Healing Hospitality sound baths (FREE for hospitality professionals):
🗓 May 18
🗓 June 25

Come reset, recharge, and give yourself the kind of rest that actually lasts.

Reserve your spot: https://bit.ly/42wgkz4

05/07/2026

The hospitality industry doesn’t slow down—but the risks don’t either.

Our April Hospitality Industry Update is live, covering what bar and restaurant operators need to know right now—from liquor liability and real claims to shifting industry trends and opportunities to stay ahead.

Inside:
✔️ Real lessons from RISKY BUSINESS
✔️ Liquor liability panel replay
✔️ Key risks we’re seeing across Arizona
✔️ A summer marketing opportunity worth checking out

If you want to stay informed, prepared, and protected—this is a must read.

👉 Read the full update:
https://barandrestaurantinsurance.com/insurance-blog/the-risks-you-dont-see-coming-april-hospitality-industry-update

05/06/2026

Stopped by Moxie Coffee Co. to spend some time with the team and see what they are building firsthand. 💙

What stands out right away is the level of intention behind everything. From sourcing unique coffees to roasting in house, every detail is thought through and executed with purpose.

This is exactly the kind of operation we value working with. People who care about their craft, their process, and the experience they are creating.

If you are building something of your own and want to make sure it is protected the right way, let’s connect. (Coffee at Moxie? ☕)

Call 480.776.6981 or email [email protected]

05/05/2026

What actually happens after an overserved guest leaves your bar?
We covered that—and a lot more—in our latest Arizona Liquor Liability Panel.

From real claim scenarios to compliance, fake IDs, and responsible service, this conversation is packed with insights every operator should hear, especially if you want to stay ahead of where the hospitality industry is heading.

Panelists included:
Craig Miller (AZLIC)
Gary Linder (Liquor Liability Attorney)
Tiffany Chaney (The Walk In)
Mat Snapp & Cortnie Cozeck (Barter & Shake)
Chris Curtin (RNDC)

Thank you to RNDC for hosting and Spinato’s for the incredible lunch.

👉 If you operate in the hospitality space, this is a must watch. Catch the full replay— https://bit.ly/4utnUpl

05/04/2026

🏭 Most people have no idea how their food and drinks actually get from a farm or brewery to their table — and this episode pulls back the curtain on all of it. Delo sits down with a 50-year Arizona beverage and food industry veteran to break down distribution, lobbying, local brand strategy, and why giving back is the longest game in business.

If you're in hospitality, building a local brand, or just want a real insider's perspective on the Arizona food and beverage world — this one is for you. Listen now!
https://barandrestaurantinsurance.com/insurance-blog/from-beer-trucks-to-boardrooms-50-years-inside-arizonas-beverage-industry

05/01/2026

Big conversations are happening around hospitality insurance right now—and we’re proud to be part of it.

Honored to be featured in Insurance Journal, where David DeLorenzo shares perspective on what operators are really facing today—from rising costs and shifting alcohol trends to the realities of liquor liability and coverage gaps.

As highlighted in the article, even with alcohol sales declining, insurance costs aren’t following suit—putting even more pressure on bars and restaurants trying to stay profitable.

This is exactly why having the right strategy—and the right advocate in your corner—matters more than ever.

At Bar & Restaurant Insurance, we stay close to what’s actually happening in the industry so we can help operators navigate it in real time.

If you’re unsure how these trends impact your business, let’s talk.

📞 480.776.6981
📧 [email protected]

04/30/2026

Join me for a walk through Downtown Gilbert highlighting some of our local classics along the way—

🍖 Joe’s Real BBQ
🥐 Liberty Market
🍻 The Porch
🌮 Joyride Taco House
🍳 Prep & Pastry
🍺 O.H.S.O. Brewery

This is what being a local expert actually looks like.

Out in the streets. Checking in. Catching up. Meeting with clients, both new and longtime. Staying connected to the people and places that keep this industry moving.

At Bar & Restaurant Insurance, it’s not just about policies. It’s about proximity, relationships, and understanding what’s really happening on the ground.

Because the best way to support this industry is to be part of it.

Bar & Restaurant Insurance